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DEBT FINANCING FOR BUSINESS FUNDING – WHAT IS IT? IS THERE AN ALTERNATIVE?

February 23, 2024February 23, 2024 Anuradha C 446 Comments

When any entrepreneur ventures out on their own for the first time, they already have a business idea in mind. They also have a small, committed team of friends/colleagues/family members to support them on the human resource front. But most new business ventures struggle when it comes to the third and most critical input to […]

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WHY FINANCIAL AWARENESS IS IMPORTANT?

February 8, 2024February 8, 2024 Anuradha C 5 Comments

An aspiring businessman with a brilliant product idea wants to setup his own company. There are several areas of expertise that are required to make his business a sustained, successful venture. The entrepreneur may be very knowledgeable about the business domain, how to recruit skilled manpower, design business strategies, and plan his product’s marketing initiatives. […]

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WHAT IS PASSIVE INCOME? LEARN WAYS TO SECURE YOUR PASSIVE INCOME

January 24, 2024January 24, 2024 Anuradha C 6 Comments

Income is simply money earned. So any income is active income, a result of my hard work at my job or business. Right? No, not really! There is a whole new source of income that you can earn which does not require your active work. And that’s broadly referred to by the term – passive […]

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5 SMART FINANCIAL GOALS THAT YOU CAN SET FOR 2024

January 11, 2024January 11, 2024 Anuradha C 3 Comments

Its time to start afresh as the threat of the pandemic is slowly dying down in our country. If you are getting ready to usher in the New Year 2024 with some smart financial planning, we have some good pointers for you to aid your short-term financial goals. Long term goals such as retirement goals […]

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5 Critical Investment Mistakes to avoid

December 22, 2023December 22, 2023 Anuradha C 4 Comments

Investors are a varied lot, with different backgrounds, different priorities and different financial goals. Small household investors may look to invest in long term schemes for securing their children’s future. Senior citizens would want to augment their monthly income with returns from savings. A young adult with the thrill of his first job may look […]

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5 NEW YEAR RESOLUTIONS ON FINANCIAL MANAGEMENT

December 9, 2023December 9, 2023 Anuradha C 3 Comments

We are fast approaching another New Year. We at Shanthala Chits wish to join all our readers and investors and welcome the New Year 2024 with plenty of hope and good wishes for all our prosperity and well being. India is being seen as an oasis of hope in terms of economic development in this […]

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5 POINTERS TO HELP YOU CHOOSE YOUR CHIT FUNDS WISELY

November 25, 2023November 25, 2023 Anuradha C 315 Comments

You’ve evaluated several financial investment options and have zeroed-in on chit funds as an attractive choice? That’s a good decision and you’ve already taken the first step in the right direction. Now, we’ll help you make an informed choice about the right chit fund scheme to choose, for your particular needs. We’ve answered below, some […]

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5 FINANCIAL LESSONS FROM DEEPAVALI

November 9, 2023November 9, 2023 Anuradha C 64 Comments

Deepavali has arrived, filling our hearts with joy and anticipation. This auspicious festival signifies the triumph of light over darkness, illuminating our path with hope and positivity. With its arrival, a season of prosperity and success unfolds before us, reminding us to embrace opportunities and strive for greatness. We at Shanthala Chits take this opportunity […]

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HOW TO STAY AWAY FROM CREDIT CARD DEBT – 4 PRACTICAL SOLUTIONS FOR YOU

October 26, 2023October 27, 2023 Anuradha C 14 Comments

Credit card debt is like a black hole that sucks your hard-earned money into exorbitant interest payments. Ultimately you land up repaying a lot more than you spent in the first place. We all know this, especially the frequent credit card user. But still, people persist with this habit. Because of the lure of easily […]

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GIVE A FRESH START TO YOUR PERSONAL FINANCES THIS DUSSEHRA

October 13, 2023October 13, 2023 Swarup Sridhar 7 Comments

  The Hindu festival of Dussehra is actually a tradition that denotes the victory of good over evil. While it calls for celebrations and is considered to be that time of the year when people take a fresh look at life in general, many also see it as an opportunity to implement the concept for […]

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