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Personal Finance

To shop or to invest – What to do this festive season?

July 22, 2022July 23, 2022 Anuradha C Leave a comment

Come July-August and the flurry of festivals and cultural fanfare begins all over India. In the Indian calendar, there is always a major lull between April and July in our festivities. After the various New Year celebrations in April, we only have May Day as a public holiday. After which, the next set of public […]

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Systematic approach to become a multi-millionaire before you turn 40

July 7, 2022July 7, 2022 Anuradha C Leave a comment

Sounds good, right? To start with, how do we define a multi-millionaire, you may ask. A millionaire has surplus funds or assets worth Rs 10 Lakhs and above. A multi-millionaire therefore has much more than this amount. We are not talking about what you earn, but what you save after your expenses. High net worth […]

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How to save money even with a small salary!

June 23, 2022June 23, 2022 Anuradha C Leave a comment

“I am just beginning my career. My monthly salary is in the range of Rs, 15000 per month. How can I manage my expenses within my means and still be able to save some money?” If this is a question on any of your minds, then this blog can help you out. There are some […]

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Father’s Day is here! Let’s celebrate our first Financial Guru!

June 16, 2022June 16, 2022 Anuradha C Leave a comment

It’s rather silly to be commemorating just one day of the year as Father’s Day. After all, the stellar role that a father plays in every individual’s life is too valuable and timeless to be remembered on a single day. We learn our first lessons in compassion, discipline, hard work, responsibility, planning and management from […]

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What is passive income? Learn ways to secure your passive income

May 26, 2022June 1, 2022 Anuradha C Leave a comment

Income is simply money earned. So any income is active income, a result of my hard work at my job or business. Right? No, not really! There is a whole new source of income that you can earn which does not require your active work. And that’s broadly referred to by the term – passive […]

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Common misconceptions about money management – Beware of them, be financially secure

May 14, 2022May 14, 2022 Anuradha C Leave a comment

A lot of the financial management of the common man happens as a result of informal advice received from various sources – friends and family, TV/media commercial advertisements, newspaper headlines and so on. Some of the people advising us may be financially prudent and have our interests at heart. However, some of the other unverified […]

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How to check if a lender is a fraud – 5 easy steps

April 21, 2022April 21, 2022 Anuradha C Leave a comment

The business of lending and borrowing is one of the most critical financial transactions in any economy. But at the same time, it is highly prone to financial fraud. Whether it is individual borrowing, institutional or government borrowing, both the lender and the borrower need to take some cautious steps to verify each other’s credentials […]

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The importance of money management lessons for children

April 8, 2022April 8, 2022 Anuradha C Leave a comment

As part of formal school and college education, children learn various different subjects. But one area that’s totally missing from the education curriculum of kids is money management. We teach a kid arithmetic – sums, percentages, ratio and proportions, and so on. But would we confidently send the child to the neighbourhood kirana store to […]

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Become a SMART money manager – We’ll tell you how!

March 25, 2022March 25, 2022 Anuradha C Leave a comment

As a part of our campaign to spread financial literacy, we at Shanthala Chits regularly bring you blogs on investments, expenses, loans & liabilities and other aspects of money management. Hope our readers find them as good reads. If readers want any specific topic to be covered in our blogs, please write to us. And […]

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5 Critical Investment Mistakes to avoid

March 9, 2022March 18, 2022 Anuradha C Leave a comment

Investors are a varied lot, with different backgrounds, different priorities and different financial goals. Small household investors may look to invest in long term schemes for securing their children’s future. Senior citizens would want to augment their monthly income with returns from savings. A young adult with the thrill of his first job may look […]

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  • To shop or to invest – What to do this festive season?
  • Systematic approach to become a multi-millionaire before you turn 40
  • How to save money even with a small salary!
  • Father’s Day is here! Let’s celebrate our first Financial Guru!
  • What is passive income? Learn ways to secure your passive income

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