There are numerous financial instruments out there, vying for our attention – marketing their schemes, attractive rates of interest, repayment plans, investment returns and what not. Traditionally people looking for a loan or planning to make an investment would look no further than the nearest branch of a nationalised bank! The more adventurous kind would […]
Author: Anuradha C
Quick reference guide to reassess your finances – Post Covid recovery
The past year has brought untold financial stress and misery for some people. Small vendors, unorganized labour force and the urban poor have been the main victims. Job losses, mounting health bills, business closure for long periods, unpaid credit card/loan liabilities – these are some of the common problems many among us have been through. […]
5 Tips for Dads on How to Be Good Financial Role Models
In the life of a child, the role of the mother is celebrated and glorified much. But the silent, hard work of a father in shaping a child’s life is often taken for granted. While the mother might be a care-giver and nurturer of the child, the father is responsible for providing economic support and […]
4 important mistakes to avoid when handling credit – Tips for borrowers
Shanthala Chits has always advocated the judicious use of credit while managing finances. The reason for this is the inherent financial difficulties and risks which borrowers face when their borrowing plans go wrong. Especially in uncertain times like the present, when stable incomes cannot be taken for granted, it is easy to fall back upon […]
6 Important steps to keep your business safe from recession
Yet another round of lockdown has begun in the country, as the pandemic rages with renewed vigour this year. People are bracing themselves to protect the health and wellness of their loved ones on one side. But on the business and livelihood side, the uncertainties are piling up again. However, this time we have one […]
How to maintain a healthy credit score? – Tips for borrowers
When an urgent need to borrow money arises, most of us either take a loan or use our credit card to fulfil that need. As a borrower, we are at the mercy of the bank or financial institution, and we have to prove to them that we are capable of making the repayments promptly. Don’t […]
How to stay away from credit card debt – 4 practical solutions for you
Credit card debt is like a black hole that sucks your hard-earned money into exorbitant interest payments. Ultimately you land up repaying a lot more than you spent in the first place. We all know this, especially the frequent credit card user. But still, people persist with this habit. Because of the lure of easily […]
Get your finances in shape for the New Year 2021
Now that the turbulent year 2020 is behind us, there is renewed hope and enthusiasm across the world. Here is wishing all our readers and investors a lovely, safe and happy New Year 2021! Warm wishes from the Shanthala team! We promise to keep your financial well-being as our top priority in the coming years […]
Herald the New Year with the right investment for you
There is a lot of optimism and cheer associated with the incoming New Year 2021. After the tough challenges people all over the world have faced in 2020, we are eagerly looking forward to a healthy, happy, and prosperous 2021. Whether it was health concerns due to the virus pandemic, job-related issues due to lockdown […]
How to plan for retirement – Financial tips for small business owners
A salaried employee from the organised workforce has a clearly defined and stable income, both during his working tenure and after. As a consequence, post retirement financial planning for the salaried class is a well-established and fairly straightforward activity. However, when it comes to a small entrepreneur, financial planning is a major challenge. Whether it […]
