Who doesn’t like to be free of financial burdens? How will my family manage in case of a job loss? How to handle the finances for my daughter’s marriage? Is it possible to plan a long holiday this year without straining my budget? Oh, how do I handle this sudden medical emergency at home! The […]
Author: Anuradha C
Beginners guide to budgeting and saving
Come January and a long, lovely festival & holiday season comes to a grand close. Now it’s time to gear up for the new year ahead. Business goals, final exams and financial year end targets are going to be the main focus areas. With all the festivities coming to an end for the year, family […]
5 New Year resolutions on financial management
We are fast approaching another New Year. We at Shanthala Chits wish to join all our readers and investors and welcome the New Year 2023 with plenty of hope and good wishes for all our prosperity and well being. India is being seen as an oasis of hope in terms of economic development in this […]
Shanthala Chits could be your trusted business funding partner!
Wondering how a Chit fund company can act as a funding partner for business enterprises? Funding your capital expenses, expansion plans, working capital – can Chit funds help? The short answer is YES, VERY MUCH. We’ll tell you how! Shanthala Chits has been a trusted chit fund company in Bangalore since 1996. We are registered […]
When to and when not to use your emergency funds
The moment when any of us faces a need to pull out money from our emergency funds is a painful moment. The reasons for the emergency could be varied – from a temporary job loss to an unexpected illness in the family. We are already troubled because of the unfortunate circumstances and battling them, it […]
All you need to know before investing in Chit Funds
You’ve evaluated several financial investment options and have zeroed-in on chit funds as an attractive choice? Congratulations on a decision well made! Now, we’ll help you make an informed choice about the right chit fund scheme to choose, for your particular needs. Match your chit scheme with your financial goals You may be a senior […]
Say Yes to Chit Funds. Say Yes to financial prosperity!
Deepavali is just round the corner. This year the urge to celebrate and spread cheer is even stronger as the whole country is coming out of the shadows of the Covid pandemic. We were constrained from moving in large numbers or gathering in public places for 2 consecutive years. Now, it’s time to really break […]
Debt financing for business funding – What is it? Is there an alternative?
When any entrepreneur ventures out on their own for the first time, they already have a business idea in mind. They also have a small, committed team of friends/colleagues/family members to support them on the human resource front. But most new business ventures struggle when it comes to the third and most critical input to […]
The saving habit – Key to financial prosperity
A rupee saved is a rupee earned. That is a very frequently quoted axiom by financial gurus all over the world. High net worth individuals may make their millions in several ways. But for the average working professional or business owner, achieving the right balance between income, expenditure and saving is the key to financial […]
Mutual Fund SIP vs Chit Funds – Why Chit Funds are a better bet
There are numerous financial instruments out there, vying for our attention – marketing their schemes, attractive rates of interest, repayment plans, investment returns and what not. Traditionally people looking for a loan or planning to make an investment would look no further than the nearest branch of a nationalized bank! The more adventurous kind would […]