Happy Ganesha Chaturthi ! May the lord shower his blessings on all our readers and investors.

The festival season has arrived! Between August and January every year, we Indians get into celebration mode with a series of religious and cultural festivals from Janmashtami to Sankranti! Krishna Janmashtami was recently celebrated all across the country with great devotion and gaiety. Now it’s the turn of our beloved Lord Ganesha.

At the outset, we at Shantala Chits would like to wish all our readers and investors a very happy Ganesha Chaturthi! May the lord shower his blessings on all of us. Wish you all a healthy, successful and prosperous life ahead.

Lord Ganesha holds a very special place in our rich and vibrant religious tradition. He signifies a positive beginning of all things to come. Whether it is the purchase of a new vehicle or the first day of a new job, we first offer our prayers to Lord Ganesha to remove all the obstacles in our path and help us in our endeavours.

The powerful ganesha mantra ‘Vakratunda Mahakaya’ is a chant that almost every Indian knows by heart and recites as part of his or her daily prayers and offerings to the Lord.

वक्रतुण्ड महाकाय सूर्यकोटि समप्रभ ।
निर्विघ्नं कुरु मे देव सर्वकार्येषु सर्वदा ॥

May this mantra bring all round health and happiness to your family. We also wish that you achieve great financial success and stability in both your personal life and business activities.

There are some simple and powerful pointers to maintain and grow your financial position. We recommend everybody to take some time out of your busy lives and work towards these goals for a prosperous tomorrow.

Set clear financial goals for short and long term – Living in the present and not making adequate plans for future goals is a key weakness among our youth today. So when major financial milestones such as purchase of a house or a child’s education are to be met, there is a money crunch. It is important for everybody to make short term (Upto 3 years) and long term (3-10 years) plans. Estimate the money required to meet the milestone and choose the right financial instrument to serve that purpose.

Saving is not a one-time task, save a little every month – Putting away a fixed sum of money every month for meeting your future financial goals is a key priority. So that when the expense actually occurs, you don’t have to take a loan, you can simply withdraw from your savings. Why spend on EMIs when you can as well use that money to save in instalments. It’s a simple and smart way to utilize your money.

Choose secure financial instruments – In the hope of earning higher than normal returns, many investors get lured by fraudulent companies. They put in their hard earned money into dubious schemes and finally suffer massive financial loss and mental trauma. Always study the scheme details carefully before investing, do a thorough check on the credentials of the company and get feedback from existing investors before you make a choice.

Shanthala Chits recommends investors to consider chit funds as a financial instrument while setting your goals. Chit funds are easy to invest in, with very few entry procedures. They are an attractive option for household and business savings alike. They work as a monthly saving tool thus helping you to inculcate the saving habit automatically. You can choose from a variety of schemes with varying instalment amounts based on the financial goal you have set for yourself. When you need to utilize your money, you can withdraw your investment in a hassle-free way with no delays or difficulties.

Shanthala Chits is a Government approved chit fund company with a 23 year successful track record and thousands of satisfied customers. Shanthala Chits is registered under the Chit Fund Act of 1982, Government of Karnataka. We are one of the most popular chit fund houses based out of Bengaluru, known for our prompt customer support and secure investments.

Get in touch with us and start with an investment scheme. We will be glad to help you out with the right scheme that matches your needs.

Happy Ganesha Chaturthi once again !

Anuradha C

Anuradha is a freelance writer cum corporate trainer in the IT/telecom domain with over 18 years experience. She served in senior technical and management positions in Huawei and TCS for 10+ years. Then gave up the traditional corporate ladder to go solo - in order to escape horrendous city traffic and to be at her own boss!
Anuradha C

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