Women have made remarkable and unbelievable strides over the years, gaining and scoring professionally, politically, artistically and also proving to be on par with men where intelligence and capacity for innovation is concerned. When it comes to money, however, a small financial gap still exists. After all, although women are equally qualified, the barrier exists. […]
Personal Finance
Planning your wedding – How to organise your finances for the big day?
The wedding season has arrived in style all over in India. People across states are throwing away their fears and concerns from the uncertainties of the previous year. Now is the time for hope, fun, celebration and getting together with family and friends. What better way to make a fresh start than getting married! There […]
You don’t need to be a senior citizen to retire – Smart planning for an early retirement
Gone are the days when people worked till the age of 60-65, often staying in the same company for decades. By the time they retired from work, they were too old to enjoy their well-earned leisure time! In today’s fast-paced world, people are not ready to wait till they turn into senior citizens to enjoy […]
Annual Budget FY2020-21: How Small Investors Can Secure and Grow Their Financial Holdings
The enormous annual budgetary exercise by Government of India has begun for the Financial Year 2020-21. India is the fastest-growing trillion-dollar economy in the world and the fifth-largest overall, with a nominal GDP of $2.94 trillion. So our budget planning is a vast and complicated exercise involving several stakeholders – government, industries, bankers, investors, borrowers, […]
The onion crisis is back – A similar crisis should be avoided in your personal finances
Once in every few years, the onion prices in India start an upward spiral. The humble onion moves from being an everyday purchase to a luxury item! While the average housewife generally budgets Rs 20 for a kilo of onions, now she has to shell out anywhere between Rs 50-100! Hotels get into panic mode […]
In the days of economic slowdown – How to secure your personal finances
The news of economic gloom and doom is all around us. India’s GDP rate has slowed to 5%, much lower than what was expected. The rupee is not stable against global currencies. Manufacturing industries are severely affected due to stagnant demand. There is wide spread talk of job losses. It’s not just in India, we […]
The rise and fall of celebrities – how to avoid blunders in financial planning
Quite often we see an erstwhile celebrity hitting the headlines for all the wrong reasons. The astronomical rise and fall of Tennis legend Boris Becker is the most recent one to catch our attention. Bollywood stars who fall from their pinnacle of popularity into deep pools of debt and financial distress is again a common […]
The Annual Budget –key lessons in financial planning
It was a proud moment for all Indians when a woman Finance minister arose in Parliament to present the annual budget for FY 2019-2020. Having already held the stellar position of Defence Minister in her previous term, this time Mrs NirmalaSitharaman was scripting history by planning the finances of a country of a billion people. […]
It’s back to school time – Plan for a successful new academic year
2 months of fun time and vacationing are slowly coming to an end. It’s time to get new uniforms stitched, new books covered, and new pencils sharpened. A new school year begins. Parents have mixed feelings about the beginning of every academic year. On one side they are relieved that the kids are finally going […]
Nurturing Financial Investments, just like Friendships
When incomes, finances and savings are taken care of, the future looks bright and encouraging. Often, in our quest to do well at a career, keep steady jobs, spend for home and family, it often happens that savings can take a backseat. The flow of money into and out of our lives is a steady […]